Insurance Bad Faith

Insurance companies are required by law to act fairly and in good faith when evaluating an insurance claim. Insurance "bad faith" occurs when an insurance company fails to honor a legitimate claim for unfair reasons. Too often bad faith occurs after you've already suffered a serious accident or injury, and the insurance company's failure to pay only serves to make your bad situation worse. Those insurers who commit bad faith often assume that their customers lack the resources or desired to fight back.

Bad faith affects all types of insurance policies, including disability, life, homeowner, automobile and accidental death.

Actions that may be the basis for a bad faith claim include:

  • Denying benefits that should be paid
  • Misleading an insured into entering into an agreement without the intention of honoring claims
  • Failing to promptly and thoroughly investigate a claim
  • Refusing to pay full benefits
  • Unreasonable delays in payment
  • Interpreting the language of the insurance policy in an unreasonable and unfavorable way
  • Failing to defend a suit against the insured
The attorneys at Walters, Papillion, Thomas, Cullens have been successfully helping their clients with insurance bad faith claims for over 40 years. For more information, please see our FAQs regarding Insurance "Bad Faith" or contact our office to speak to one of our experienced Insurance "Bad Faith" Attorneys.

Insurance "Bad Faith" Resources

Louisiana Department of Insurance
Coalition Against Insurance Fraud
National Association of Public Insurance Adjusters
National Association of Insurance Commissioners
ABA Insurance Claims and Issues
American Insurance Association

Insurance Bad Faith FAQs

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